

Larry Cruz
Reliable Insurance Planning to Protect Your Today and Tomorrow
leads@lifesturningpointins.com
808-346-8558
About Me!
I’m Larry Cruz, and I help individuals and families make confident decisions about their insurance coverage. I understand that insurance can feel complicated and overwhelming, which is why I focus on clear communication and practical guidance. My goal is to ensure you understand your options and feel secure in the protection you choose.
I’m passionate about insurance planning because I’ve seen how the right coverage can make a real difference during critical moments. I take the time to listen to your needs, review your situation, and recommend solutions that are aligned with your goals and budget. Whether it’s health, life, or supplemental insurance, my approach is always centered on what’s best for you.
What sets me apart is my commitment to long-term relationships and honest advice. I don’t believe in one-size-fits-all solutions or high-pressure sales. I work closely with my clients over time, reviewing coverage as life changes and ensuring their insurance plan continues to provide dependable protection.

